Why it is so important to stop decreasing your credit score immediately If your FICO score is high then the possibility is you will get the approval of your loan or credit card easily with a much-reduced interest rate. Your lifestyle became so easy. You will get the freedom of Read more…
Fix Your Credit with These FCRA Loopholes – Credit repair loopholes Previously We’ve discussed collection laws, but how creditors treat your credit report is also regulated by federal law, specifically the Fair Credit Reporting Act. There are three important sections of the FCRA that can help you clean up your Read more…
How credit bureaus perform Credit bureaus perform the most difficult task of collecting credit information. There is no perfect way of doing this because of human error, identity theft, or the unalterable nature of the credit reporting system. Due to this, bureaus may store ‘inaccurate, misleading, or biased information about Read more…
Cryptocurrency and No Credit Check Loans – Circumventing They System All-Together! For those who haven’t caught on, Cryptocurrency has the promise to potentially turn the banking system on its ear. Since 2009, the BitCoins market has emerged along with BlockChain technologies. From then on it’s starting to usher in a Read more…
Piggyback Hack to Boost Score – Sometimes 100+ Points! Topic covered: Piggyback hack to raise Score What Types of Credit Cards Are Best? Answers for Primary Card Holders? No Credit Check Loans and Cryptocurrency – opportunity to start How crypto debit cards may help you to raise your credit score Read more…
If you don’t pay a creditor, they can sue you in your county’s superior court. If they win this case, they may be able to garnish your wages, but you won’t go to jail. Because debtor’s prisons are illegal. If you want to know more, You can search court records for Read more…
Manage and use your credit responsibly – life hack to boost credit score Having that said, the most important is how you manage and use your credit responsibly. You should never be late to pay your credit card bill. Use the online payment option to manage and set your bill Read more…
Now we get to the fun part, where I’ll teach you the magic number credit agencies really want you to carry in debt and why. So Optimize Your Debt Ratio and Game the System with This Powerful Trick. Your FICO credit score is calculated using the following formula: 35 percent payment history Read more…
Debt collectors can be a pain but it doesn’t take superpowers to stand up to them. Because of the 30-day window given by the FDCPA for debt validation, it’s also important that you don’t validate who you are for collection calls or letters. This way they have no proof they Read more…
Disputing Credit report really worth The only way to protect yourself and your money are to stay on top of Big Brother. There are laws about what can appear on your credit report, and disputing any mistakes or miss reported items can double the rate your credit score rises, so Read more…