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Credit Repair- List of post that helps to Improve your credit

  • No Credit Check Loans and Cryptocurrency – opportunity to start
    Cryptocurrency and No Credit Check Loans – Circumventing They System All-Together! For those who haven’t caught on, Cryptocurrency has the promise to potentially turn the banking system on its ear. Since 2009, the BitCoins market emerged along with BlockChain technologies. From then it’s a starting of ushere in a new era of making and
  • Piggybackhack to Boost Score – Sometimes 100+ Points
    PiggybackHack to Boost Score – Sometimes 100+ Points! Piggybacking is probably one of the most underutilized effective ways of boosting your score tremendously with little effort or time. So this one hidden credit score hack can literally skyrocket your credit score by 100 points. This is called piggy backing. It’s when someone with good
  • How to Search Court Records and Deal with your Debt
    If you don’t pay a creditor, they can sue you in your county’s superior court. If they win this case, they may be able to garnish your wages, but you won’t go to jail. Because debtor’s prisons are illegal. If you want to know more, You can search court records for judgements. To sue you, they
  • Life hack to boost credit score – Game the System
    Game the System with This Powerful Trick Only spending six percent of your available credit makes it difficult to gain credit increases from your credit card companies. Because they’re not going to raise your limits on a card you never use. So, I use this powerful life hack to boost credit score into the stratosphere.
  • Optimize Your Debt Ratio – Game the System
    Now we get to the fun part, where I’ll teach you the magic number credit agencies really want you to carry in debt and why. So Optimize Your Debt Ratio and Game the System with This Powerful Trick. Your FICO credit score is calculated using the following formula: 35 percent payment history 30 percent amount owed 15
  • Legally Stop Harassing calls from your collection agencies
    Debt collectors can be a pain but it doesn’t take super powers to stand up to them. Because of the 30-day window given by the FDCPA for debt validation, it’s also important that you don’t validate who you are for collection calls or letters. This way they have no proof they reached you if the
  • Credit Repair Loopholes – Fix Your Credit
    Fix Your Credit with These FCRA Loopholes We’ve discussed collection laws, but how creditors treat your credit report is also regulated by federal law, specifically the Fair Credit Reporting Act. There are three important sections of the FCRA that can help you clean up your credit: Sections 604, 609, and 623. Therefore use credit repair
  • Know Which Credit Cards to Use and Avoid
    Our customer Brian couldn’t understand why his credit was so bad. He seemed to be doing everything right – he paid off all his old debts and avoided credit cards. Credit cards are necessary to maintain a healthy credit score though. You may skip this article if you know which credit cards to use and

Debt Settlement – List of post that helps you to dispute and Settlement of debt

  • What next if credit bureau does not respond in 30 days
    How credit bureaus perform Credit bureaus perform the most difficult task of collecting credit information. There is no perfect way of doing this because of human error, identity theft, or the unalterable nature of the credit reporting system. Due to this, bureaus may store ‘inaccurate, misleading, or biased information about millions of
  • Dispute credit report with the credit reporting agency
    Know credit scoring model There is two widely used credit scoring model used in the USA, namely Fair Isaac Corp’s FICO and Vantage scoring model. Both models range between 300 and 850 – the higher the score, the better. The average FICO score in the United States is currently an all-time high of 695. Although
  • How to Eliminate your Old Debt – Some time it helps
    Now we’re going to discuss another secret that will help you with improving your credit.  A recent customer named Linda was stuck in a cycle of debt That was killing her credit report. She fell behind for five months on her credit card payments, and even though she started paying again. She was still consistently
  • How you force creditors to Validate Debt (and Excuse It)
    Now we’re going to discuss another secret that will help you with improving your credit. You should know the various excuses that are valid to dispute your debt and force your creditors to validate debt so that it can remove from your credit report. Feel free to skip ahead if you already know this. A customer

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Amitos is the Editor-In-Chief of theamitos.com where she oversees publishing and content creation.

Atashi Das

I’m here to share my journey & experiences. You will find good resources as well as content about
credit. Read more…

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