How credit bureaus perform Credit bureaus perform the most difficult task of collecting credit information. There is no perfect way of doing this because of human error, identity theft, or the unalterable nature of the credit reporting system. Due to this, bureaus may store ‘inaccurate, misleading, or biased information about Read more…
Know the credit scoring model There is two widely used credit scoring model used in the USA, namely Fair Isaac Corp’s FICO and Vantage scoring model. Both models range between 300 and 850 – the higher the score, the better. The average FICO score in the United States is currently Read more…
Now we’re going to discuss another secret that will help you with improving your credit. A recent customer named Linda was stuck in a cycle of debt That was killing her credit report. She fell behind for five months on her credit card payments, and even though she started paying Read more…
Now we’re going to discuss another secret that will help you with improving your credit. You should know the various excuses that are valid to dispute your debt and force your creditors to validate debt so that it can remove from your credit report. Feel free to skip ahead if you Read more…