Fix Your Credit with These FCRA Loopholes – Credit repair loopholes Previously We’ve discussed collection laws, but how creditors treat your credit report is also regulated by federal law, specifically the Fair Credit Reporting Act. There are three important sections of the FCRA that can help you clean up your Read more…
Why it so important to understand the factors that affect your credit score In school, you were always told about things going on in your permanent record. The only permanent record you have as an adult is your credit score. However, your credit score does follow you around everywhere you Read more…
What to do if the credit bureau does not respond in 30 days Credit bureaus perform the most difficult task of collecting credit information. There is no perfect way of doing this because of human error, identity theft, or the unalterable nature of the credit reporting system. Due to this, Read more…
No Credit Check Loans and Cryptocurrency – opportunity to start For those who haven’t caught on, Cryptocurrency has the promise to potentially turn the banking system on its ear. Since 2009, the BitCoins market has emerged along with BlockChain technologies. From then on it’s starting to usher in a new Read more…
Piggyback Hack to Boost Score – Sometimes 100+ Points! Topic covered: Piggyback hack to raise Score What Types of Credit Cards Are Best? Answers for Primary Card Holders? No Credit Check Loans and Cryptocurrency – opportunity to start How crypto debit cards may help you to raise your credit score Read more…
How to Search Courts Records for Judgments If you don’t pay a creditor, they can sue you in your county’s superior court. If they win this case, they may be able to garnish your wages, but you won’t go to jail. Because debtor’s prisons are illegal. If you want to know Read more…
Use your Credit card to boost credit score Having that said, the most important is how you manage and use your credit responsibly. You should never be late to pay your credit card bill. Use the online payment option to manage and set your bill payment automatically. Always spend less Read more…
Rebuild Your credit score Using Credit Card To rebuild your credit the most important is how responsibly you manage and use your credit. You should never be late to pay your credit card bill. Use the online payment option to manage and set your bill payment automatically. Always spend less Read more…
Debt collectors can be a pain but it doesn’t take superpowers to stand up to them. Because of the 30-day window given by the FDCPA for debt validation, it’s also important that you don’t validate who you are for collection calls or letters. This way they have no proof they Read more…
Remove disputes from credit report – really worth The only way to protect yourself and your money is to stay on top of Big Brother. There are laws about what can appear on your credit report, and disputing any mistakes or miss-reported items can double the rate your credit score Read more…